Your Philadelphia Based Health and Medicare Agent

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ABOUT US

Your Trusted Insurance Professionals

When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.

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Robert Dugan

Apr 20, 2026

Mike's been helping me out with my insurance for a couple years now and he is fantastic, he is very knowledgeable courteous and a pleasure to work with. You always takes time to explain everything to me fully and helps me getting rolled in a timely fashion, definitely five star guy thank you Bob

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Karen Preis

Apr 16, 2026

Michael Melle has been my insurance broker for the past three years since I moved to the Philadelphia area. He has consistently been quick to respond to all of my questions and concerns. Trying to navigate the many insurance options and choices on one‘s own can be overwhelming. I have appreciated Michael‘s extensive knowledge of these options and his ability to find the right fits for me. Recently I wanted to change my dental insurance and in less than an hour Michael had responded, found the right plan and enrolled me. I have confidence that Michael has the most knowledge and experience and I highly recommend him!

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Chandra sekhar

Apr 10, 2026

Thank you Michael for helping us to find the right coverage. We had many questions and you were very patient in answering all of them. If you want a broker who is very knowledgeable and a great communicator you can reach out to Michael.

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stuartmedia

Apr 08, 2026

I couldn't wish for better service from Michael Melle. He is a caring person with extensive knowledge in his field. I would recommend — and I have — to anyone needing his services. I was very well looked after and I feel he has my best interests in mind. Kudos to the Michael Melle Insurance Group!

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Robbin Schiff

Apr 06, 2026

Michael Melle is one of the insurance agents that is recommended on Pennie.com. He was able to help me with my college student's coverage when she transferred to Philly after Hurricane Helene from North Carolina and lost her Marketplace coverage. He is very quick to respond and knowledgeable. Michael explains the different types of insurance clearly and comes up with affordable solutions.

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Annette Noel

Apr 06, 2026

Very thorough with helping find the right insurance! Had so many questions and he helped answer all of them! Made me feel more confident about all my medical needs! Thanks Mike!

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Mark Cunningham

Apr 01, 2026

When we moved back to the US a year ago, Michael was invaluable in helping navigate the complexities of the US healthcare system. He remains a key contact for us as we lean into our new life and has recently enabled us to move from market-based medical insurance to Medicare. I have no hesitation in recommending him to others. Mark C.

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Ron DiNofa

Apr 01, 2026

Michael Melle has been my insurance agent for the past five years. He has been an incredibly great resource for navigating the hesalthcare insurance industry and has been helpful and ready to explain the differences in the types of coverage, plans and what is the best plan for me. He has also been very helpful in locating plans that would provide better coverage at a lesser cost. I have trusted him in this capacity and have referred friends to him. One of the most remarkable things is how quickly he gets back to me if I leave a message. That is rare these days. Michael is extremely knowledgeable about the differences in the plans and truly takes the time to explain them. I would trust no one else with my health care coverage.

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Barry Wassinger

Mar 31, 2026

Michael has given me excellent service over the years. He is very knowledgeable and has always had my back when I had any questions!

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Anthony Fratto

Mar 31, 2026

I had terrible experiences, trying to get healthcare. Everybody just seemed interested in money in until I had the pleasure of meeting mike.He was referred to through a personal friend and has been a godsend ever since.He helps me with everything I need.He helped me file a claim.He explained everything in detail, and I really believe that he cares about his clients

Learn About the Types of Coverage We Offer

Your needs and situation are unique. We are commited to spending the time to get to know you to make sure that you get coverage and support that fits your lifestyle. 

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Health Insurance

Choosing the right health insurance is important for you and your family. Whether its ACA Marketplace Plans, Off-Marketplace Plans, Catastrophic Coverage or Short-Term Plans. We can help your compare your options to determine the best fit for your needs.

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Medicare Advantage

Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

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Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Some may pay a monthly cash benefit

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Indemnity Insurance

Hospital Indemnity Insurance can provide gap coverage to help offset co-pays, deductibles, and incidental expenses not covered by your medical insurance.

Dynamic Blog Three

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Red State, Blue State, High-Rate State: The Politics Behind Your Premium

Your health insurance premium might have less to do with your health and more to do with how your state voted in the last election. Across the...

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When “Just Enough” Life Insurance Becomes Not Enough

When families buy life insurance, the goal is usually simple: get “just enough” coverage to protect loved ones. But time has a way of changing the...

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The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You

One of the most commonly misunderstood benefits in health insurance is “free preventive care.” Many people schedule their annual physical believing...

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